Ammana 3.8.5

AMMANA FINTEK SYARIAH is one of the online sharia financing services that brings the first Shariah-based digital financial technology, authorized and supervised by the Financial Services Authority (OJK) KEP-123/D.05/2019.

Minimum APR: 0% (For promotional products - First funding has a 0% interest rate). Maximum APR: 36%. Minimum loan term: 90 days. Maximum loan term: 180 days.

Calculation of Funding Cost: Total repayment = Funding amount + Excess payment amount, Where Excess payment amount = Funding amount * Loan term * (Value in % / 100). All applicable fees are already included in the total funding cost.

Example calculation (monthly payment with interest): You borrow Rp 2,000,000 for 91 days (3 months), Excess payment is equal to Rp 2,000,000 * 91 * 0.001 = Rp 182,000. Full payment is equal to Rp 2,000,000 + Rp 182,000 = Rp 2,182,000. Installment payment is Rp 2,182,000 / 3 = Rp 727,333.

All applicable fees are already included in the total funding cost.

• ✅AMMANA FINTEK SYARIAH. Authorized and Supervised by the Financial Services Authority (OJK) KEP-123/D.05/2019 on December 13, 2019.
• ✅AMMANA FINTEK SYARIAH has implemented customer data security according to international ISO standards with a specific number.
• ✅AMMANA FINTEK SYARIAH. Registered in KOMINFO 00416/DJAI.PSE/10/2017 on October 10, 2017.
• ✅AMMANA FINTEK SYARIAH is supported by a Sharia Supervisory Board certified by the Indonesian Ulema Council (MUI).

One of AMMANA's services is Pembiayaan Syariah Cepat (PESAT), which is an online sharia financing digital financial service with the concept of #CepatTepatHemat. One of the objectives of this sharia financing service is to enable fund recipients to pay for transactions at a later date, either in full payment or in installments.

Among other online lenders, AMMANA can be an alternative solution for those who want financing beyond conventional means. Because every Shariah financing activity must refer to an akad that has been issued a fatwa by the Sharia Supervisory Board certified by the Indonesian Ulema Council.

With the rapid growth of online loans today, AMMANA remains focused on providing various sharia digital financing products and ensuring user data security in accordance with the regulations of the Financial Services Authority (OJK).

Benefits of AMMANA:

• Fast: Register for online sharia financing anytime and anywhere, simply by downloading the AMMANA application from your Playstore. Online sharia financing application only takes 5 minutes.
• Precise: Through AMMANA, you will receive online sharia financing services that comply with applicable Shariah principles.
• Economical: Time and cost will be much more efficient when you apply for and make online sharia payments through AMMANA.

Is the AMMANA Application safe? For your protection and convenience in transactions, we ensure that Ammana always complies with OJK (POJK) regulations and personal data security laws in Indonesia in operating this information technology-based lending service. Apart from the agreed-upon matters regarding the use of the Ammana application, we will not collect any personal information from your device.

To learn more about AMMANA FINTEK SYARIAH, please download it directly from your Playstore.

Contact:

• Customer Service: (021) 22793165
• WhatsApp: 0811 9050 110
• Email: [email protected]

Privacy policy: https://ammana.id/privacy

PT. AMMANA FINTEK SYARIAH

Saharjo Square, Jl. Dr. Saharjo No.12, RT.12/RW.5, Manggarai, Kec. Tebet, Kota Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12850